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COVID-19 Important Update

In light of the developments regarding COVID-19, our thoughts are with those affected by the virus. We are trying to maintain the highest level of service to our clients. But if you are not able to reach us immediately on the phone due to high call volume we are experiencing right now, you can also reach us at service@ubicash.com. We also have Live-Chat option available on our website. We will try to respond as soon as we can. Thank you for your patience!

Privacy Policy

Rev. 10/02/2019
 
FACTS What does Nigig, LLC. d/b/a Ubicash do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers have the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and checking account information
  • Payment history and income
  • Employment information and wire transfer instructions

How? All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reason Nigig, LLC. d/b/a Ubicash chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Ubicash share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintaining your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes –
to offer our products and services to you
YES NO
For joint marketing with other financial companies NO WE DO NOT SHARE
For our affiliates’ everyday business purposes – 
information about your transactions and experiences
YES NO
For our affiliates’ everyday business purposes – 
information about your creditworthiness
YES YES
For our affiliates to market to you YES YES
For nonaffiliates to market to you YES YES
To limit our sharing
  • Our menu will prompt you through your choices or call (844) 350-5700
  • Contact us via email at service@ubicash.com Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.  When you are no longer our customer, we can share your information as described in this notice.However, you can contact us at any time to limit our sharing.
Questions? Call (844) 350-5700 or go to www.ubicash.com

 

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Who we are:
Who is providing this notice? Nigig, LLC d/b/a Ubicash, a business entity of the Lac du Flambeau Band of Lake Superior Chippewa Indians of Wisconsin, is providing this privacy policy.
What we do:
How does Nigig, LLC d/b/a Ubicash protect my personal information? To protect your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings.
How does Nigig, LLC d/b/a Ubicash collect my personal information? We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your income information
  • Tell us where to send the money
  • Provide account information
  • Provide employment information
  • We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
Our affiliates include other business entities of the Lac du Flambeau Band of Lake Superior Chippewa Indians of Wisconsin.

Nonaffiliates Companies not related by common ownership or control. They can be financial and financial companies. Nonaffiliates we share with can include service providers and data processors.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Nigig, LLC d/b/a Ubicash does not jointly market.
Other important information

Our policy about obtaining and disclosing information may change from time to time. Material changes to this Privacy Policy will be posted here and are deemed effective upon posting and without additional notice to you.